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Shutterstock payouts: minimum, dates and methods

Shutterstock pays contributors once a month, without a request, by the 15th, as soon as your unpaid earnings reach your payout minimum. The minimum is $25 by default and you can raise it to $2,000. Money goes to PayPal, Skrill or Payoneer only. Here is the calendar, the conditions that block a payment and the video levels behind each sale.

By RushPilotUpdated Rules checked against official sources on

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Shutterstock payouts at a glance

We read Shutterstock's payment articles and its contributor Terms of Service on 12 October 2026. The table lists every payout rule they publish.

Shutterstock payout rules for contributors
RuleWhat Shutterstock says
Minimum payoutUS $25 (Terms of Service, section 8c)
Your own minimumSet in Payout information, from $25 up to $2,000
FrequencyMonthly, for the previous month's earnings
Payment dateIssued by the 15th; usually sent between the 7th and the 15th
Request neededNo, payments are automatic
MethodsPayPal, Skrill or Payoneer
Not availableWire transfer, bank transfer, checks
Below the minimumEarnings roll over, month after month, until the minimum is reached
Tax formAn approved form on file, for US and non-US contributors
Waiting period90 days after the first approved file, for contributors from certain countries

The monthly payout calendar

Shutterstock's help article gives the sequence. From calculation to payment, it takes approximately two weeks.

What happens each month
WhenWhat happens
1st, 12:00 AM US EasternA new cycle starts; the previous month is closed
First days of the monthQuality control checks on earnings
Around the 3rdEarnings are calculated for eligible accounts that reached their minimum; this takes a few days
After calculationUnpaid Earnings reset to zero and you receive an email
7th to 15thPayPal, Skrill and Payoneer payments are usually sent, unless the 7th falls on a weekend
Any timeSettings changed after the last day of a month apply to the following month

The last row matters when you change methods. A payment already being calculated goes out with your old settings. If you switch from PayPal to Payoneer, do it before the month ends.

Payment methods and settings

You pick one method in the Payout information section of Account Settings. The "Make payments to" field takes your name as it appears in the account, or the business name for a business account.

Shutterstock payout methods
MethodWhat you enterNotes from Shutterstock
PayPalThe email of your PayPal accountIf the address is refused, wait 72 hours after creating the PayPal account and retry
SkrillThe email of your Skrill accountSame advice as PayPal
PayoneerYour Payoneer login, to link the accountsCreate one from the settings page or connect an existing one; a confirmation box appears
Shutterstock publishes no fee per method. It tells contributors to check each provider's site for rates and for availability in their country.
  • No sharing. You may not share a PayPal, Skrill or Payoneer account with another Shutterstock contributor; the guidelines list it as a reason for warnings.
  • Fully set up. A payment can fail or be delayed if the receiving account is not fully set up or verified with the provider. It still appears in Payment History, which lists payments as issued whether or not they were received.
  • Regions can change. Supported regions for PayPal, Skrill and Payoneer can change with sanctions or other restrictions. If a country is no longer supported, Shutterstock holds the earnings until payment is possible.

Why a payout does not arrive

Shutterstock's articles name these reasons, in roughly the order to check them:

  1. You are under your minimum. If you raised it above $25, smaller months roll over.
  2. No approved tax form. Payments cannot be processed without a complete, current form. If none is submitted within 90 days of the first reminder, Upload and Submit are disabled too. See the Shutterstock tax form guide.
  3. The 90-day waiting period. Accounts flagged as coming from a high-fraud area become eligible 90 days after their first approved image or clip. Your Earnings Summary then shows "Your account is currently in a 90 day waiting period". It is automated, and no employee can override it.
  4. The payout account is not ready. An unverified PayPal, Skrill or Payoneer account can make the payment fail.
  5. The account is disabled or under investigation. No payment is issued in that case.

Why the payment is lower than expected

Two things explain most gaps between the Unpaid Earnings figure and the amount received. First, tax: Shutterstock says deductions are "very likely" the main cause. Second, timing: the cycle resets on the 1st, but the first days of the month are used for quality control, so Unpaid Earnings during that window already include the new month's sales.

Small amounts per sale are a different matter. Each download is paid at a percentage of what the customer paid, and Shutterstock rounds any result under $0.10 up to $0.10: "$0.10 is the minimum payout per download, regardless of level." Large subscription packs can work out at $0.20 to $0.30 per download, which is where those minimums come from.

Video earnings levels

Shutterstock pays a share of the price per asset, set by three things: the customer's plan, the license type (Standard or Enhanced) and your level at the time of the download. Video has its own levels, counted on video licenses in the calendar year.

Shutterstock video earnings levels
LevelVideo licenses this calendar yearYour share
1Up to 1015%
211 to 5020%
351 to 25025%
4251 to 5,00030%
55,001 to 25,00035%
6Over 25,00040%
Levels reset on January 1. Data and Unlimited licenses do not count toward them. Image levels are separate and need more licenses.

For packs and subscriptions, the share applies to the price per asset assuming full use: Shutterstock's example is a $49 monthly plan for 10 images, or $4.90 per image. To turn levels into a yearly estimate, use the stock footage earnings calculator; for the wider picture, read how much stock footage earns. Adobe Stock pays differently, on request from a $25 balance: see Adobe Stock payouts.

Sources

Official agency pages. Rules change: when in doubt, the agency's own page wins. Spotted an outdated figure? Tell us from the about page.

  1. [1]Shutterstock: How do I get paid for my work? · page updated 17 Jul 2025
  2. [2]Shutterstock: How do I change my payment settings? · page updated 16 Jul 2025
  3. [3]Shutterstock: How do I set up or fix my earnings payment method? · page updated 13 Sep 2025
  4. [4]Shutterstock: Contributor Terms of ServiceEffective 5 September 2023. Read on 12 October 2026 through a text proxy, since the page turns away automated browsers.
  5. [5]Shutterstock: Contributor Account and Content Submission Guidelines · page updated 23 Sep 2025
  6. [6]Shutterstock: Why is my account in a 90 day waiting period? · page updated 15 Jul 2025
  7. [7]Shutterstock: Does Shutterstock work with contributors from Russia and Belarus? · page updated 16 Mar 2026
  8. [8]Shutterstock: Why can't I submit or upload my content? · page updated 15 Dec 2025
  9. [9]Shutterstock: Earnings schedule (contributor earnings page)Page without a date, read on 12 October 2026. Read through a text proxy, since the page turns away automated browsers.
  10. [10]Shutterstock: Contributor earnings structure FAQ · page updated 10 Dec 2025
  11. [11]Shutterstock: How much will I earn per download? · page updated 27 Jan 2026
  12. [12]Shutterstock: Why am I still seeing $0.10 earnings at higher levels? · page updated 12 Sep 2025

Questions

What is the Shutterstock minimum payout?

US $25. You can set a higher minimum in the Payout information section of your account settings, up to $2,000. Earnings below your minimum roll over to the next month.

When does Shutterstock pay contributors?

Once a month. The cycle closes at midnight US Eastern time on the 1st, earnings are calculated from around the 3rd, and PayPal, Skrill and Payoneer payments usually go out between the 7th and the 15th.

Do I have to request a payout on Shutterstock?

No. Payments are automatic once you are eligible and your unpaid earnings reach the minimum you set.

Can Shutterstock pay me by bank transfer?

No. Shutterstock pays through PayPal, Skrill or Payoneer only, and says it does not support wire transfer, bank transfer or checks.

Why is my Shutterstock payment lower than my earnings?

Shutterstock says tax deductions are very likely the main cause. Also, the first days of a new month count toward the next payment, so the Unpaid Earnings figure can include amounts that are not in the current one.

What happens to my earnings if I close my Shutterstock account?

Under the Terms of Service, if you cancel before reaching the payout minimum, you forfeit those royalties. Earnings accrued after an account is disabled are not owed either.

What percentage does Shutterstock pay for video?

15% to 40% of the price the customer paid, by level. Level 1 covers up to 10 video licenses in the calendar year; level 6 starts above 25,000. Levels reset on January 1.

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